APPartment
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Buying stages (step 1 of 11)

Set your own budget

  • Work out how much money of your own you have. Check what you have for the down payment and how much you can add later (savings, selling another apartment and so on).
  • Check the real mortgage amount you can get. It depends on your income, the type of purchase and the size of your down payment. The mortgage calculator is on the next page.
  • Work out the full purchase budget and the price of an apartment you can afford. Count every cost of the purchase: tax, lawyer, closing the deal and the rest.Budget calculator
💡 Tip: For a first apartment the minimum own equity is 25% of the price: a bank lends no more than 75%.